premiumhealthadvancerelief.com

Privacy Policy

Effective Date: January 1, 2025

1. Introduction

Welcome to premiumhealthadvancerelief.com (“we,” “us,” “our”). We specialize in providing information, eligibility screening, and enrollment assistance for health insurance plans under the Affordable Care Act (ACA). We are committed to protecting your privacy and the security of your personal information.

This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website https://premiumhealthadvancerelief.com or use our services.

By accessing our Site and using our services, you accept the practices described in this Privacy Policy. If you do not agree with this policy, please do not use our Site or services.

2. Information We Collect

We may collect the following types of information:

Personal Information You Provide: This includes information you voluntarily provide when you fill out forms, use our eligibility calculator, or contact us. This may include:

  • Identifiers: Full name, date of birth, email address, phone number, home address
  • Government Identifiers: Social Security Number (SSN), required for application processing
  • Financial Information: Household income, tax filing status, number of dependents (used to determine subsidy eligibility)
  • Demographic Information: Age, gender, citizenship or immigration status
  • Health Information: Information about your healthcare needs (e.g., preferred doctors, prescriptions) to help find suitable plans. This does not include detailed medical history
  • Account Information: Username and password if you create an account

Information Collected Automatically: When you visit our Site, we may automatically collect:

  • Usage Data: IP address, browser type, device information, pages visited, time spent on pages, and referring website addresses
  • Cookies and Tracking Technologies: We use cookies, web beacons, and similar technologies to enhance your experience, analyze trends, and administer the Site. You can manage cookie preferences through your browser settings

3. How We Use Your Information

We use the information we collect for the following purposes:

  • To determine your eligibility for ACA health insurance plans and financial subsidies (Premium Tax Credits, Cost-Sharing Reductions)
  • To assist you in enrolling in a qualified health plan through the Federal Health Insurance Marketplace or a State-Based Exchange
  • To provide, operate, and maintain our Site and services
  • To communicate with you, including updates about your application and customer support
  • To send you administrative information, including updates to terms, conditions, and policies
  • For internal business purposes such as data analysis, auditing, and research to improve our services
  • To comply with legal and regulatory obligations under the ACA and other applicable laws

4. How We Share and Disclose Your Information

We may share your information in the following situations:

  • Health Insurance Marketplace: We are required to share your personal information (including SSN and income data) with the official Health Insurance Marketplace (HealthCare.gov or your state’s exchange) to complete your application and enrollment
  • Service Providers: We work with third-party vendors (e.g., web hosting, analytics, customer service) who are contractually obligated to protect your data
  • Legal Requirements: We may disclose your information when required by law, court order, subpoena, or other legal process
  • Business Transfers: In the event of a merger, acquisition, or sale of assets, your information may be transferred as part of the transaction
  • With Your Consent: We may share your information with third parties when you have given explicit consent

We do not sell your personal information to third parties for marketing purposes.

5. Data Security

We implement a variety of administrative, technical, and physical security measures designed to safeguard your personal information. These include encryption (SSL/TLS), secure servers, and access controls.

However, no method of transmission over the internet or method of electronic storage is 100% secure. While we strive to protect your information, we cannot guarantee its absolute security.

6. Your Privacy Rights

Depending on your state of residence, you may have rights such as:

  • Access and Portability: The right to request access to the personal information we hold about you
  • Correction: The right to request corrections to inaccurate or incomplete information
  • Deletion: The right to request the deletion of your personal information, subject to legal exceptions (e.g., required record retention)
  • Opt-Out of Marketing: You may opt out of receiving marketing communications by using the unsubscribe link in our emails or contacting us directly

To exercise these rights, please contact us using the details in the Contact Us section below.

7. Children’s Privacy

Our Site is not intended for individuals under the age of 13. We do not knowingly collect personal information from children under 13. If we discover that such information has been collected, we will delete it promptly.

8. Changes to This Privacy Policy

We may update this Privacy Policy periodically. When we do, we will revise the “Effective Date” at the top of this page. Changes will be effective immediately upon posting. We encourage you to review this policy regularly.

9. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy, you may contact us at:

Email: support@premiumhealthadvancerelief.com
Mailing Address:
Consumers Pronto
1810 E Sahara Ave, Las Vegas, NV 89104
Las Vegas, NV 89104
United States